Corridorly

Smart Global Router

Intelligent payment routing for global rails without the routing hell

Stop maintaining thousands of lines of payment routing logic across FPS, CHAPS, SEPA, ACH, and Wire transfers. Smart Global Router automatically selects the optimal payment rail based on currency, amount, urgency, and compliance requirements.

Replace weeks of development and ongoing maintenance with a single API call that handles corridor-specific rules, cutoff times, and edge cases you haven't thought of yet.

5 mins
Setup time
8-23ms
Avg execution
US/UK/EU
+ expanding
REST API
Simple integration

Live Routing Engine

1
Input
£50,000 GBP
UK domestic payment
2
Analyze⚡
8ms
Providers • Rails • Costs • Speed
3
Route
Modulr • FPS
Provider + Rail • £4.50 fee
✓ Optimal RouteSELECTED
Modulr via FPS
→£45 saved • 2hr settlement

Why Smart Global Router?

Replace complex routing logic with intelligent orchestration that handles the heavy lifting for you

Lightning-Fast Decisions

Processes routing decisions in 8-23ms. No more complex decision trees or nested if statements—our intelligent orchestration evaluates currency, amount, corridor, and compliance requirements instantly to select the optimal payment rail.

Bank Capability Validation

Automatically checks beneficiary bank capabilities when routing number, sort code, or bank code is supplied. Validates recipient bank support for selected rails to prevent failed transactions and ensure optimal routing.

Global Coverage

Supports US, UK, and EU payment corridors with active expansion to Asia and LATAM. Handles edge cases, cutoff times, and provider availability automatically—no need to become a payments expert.

100%
Less routing code to maintain
Months/Years
Of getting it wrong saved
Zero
Edge cases you forgot

How It Works

From submission to execution in milliseconds

1

Send Payment

Submit your payment request via REST API with standard fields: amount, currency, and recipient details.

2

Intelligent Classification

Smart Global Router analyses currency, amount, corridor, and compliance requirements to determine optimal routing.

3

Automatic Selection

The router selects the best payment rail (FPS, CHAPS, SEPA, ACH, etc.) based on speed, cost, and availability.

4

Response & Analytics

Receive instant confirmation with full audit trail. All outcome data is collected for performance analysis and learning.

Total processing time: 8-23 milliseconds
STEP 6

Nightly Intelligence Training

Every night, we analyse outcome data across all your requests to update provider metrics specific to YOUR use cases.

What Gets Analysed:

Provider response times by request characteristics
Success rates by model, region, and time of day
Cost efficiency patterns for your traffic mix
Error patterns and recovery strategies

How It Works:

🔒Tenant-isolated data collection
📊Statistical analysis of outcomes vs predictions
🧠Model updates for provider performance profiles
✅Validation against holdout data
🚀Deployment to your router (automatic)

The Result:

Over time, routing decisions become increasingly optimised for YOUR specific traffic patterns.

DAY 1
10%
Generic benchmarks
WEEK 1
30%
Early patterns detected
MONTH 1
60%
Personalised profiles
MONTH 3+
85%
Predictive routing
Confidence improves as data grows
Privacy First

Your data trains YOUR router only — completely isolated from other tenants.

Intelligence API (Coming Soon):

GET /api/v1/intelligence/status
{
"confidenceLevel": 73,
"status": "learning",
"outcomesAnalysed": 1847,
"lastTrainingRun": "2025-01-11T02:00:00Z",
"daysSinceFirstRun": 21,
"trainingEnabled": true,
"nextRun": "2025-01-12T02:00:00Z"
}

Key Capabilities

Everything you need for intelligent payment routing—nothing you don't

Multi-Rail Intelligence

Automatically selects the optimal payment rail based on payment characteristics. Handles cutoff times, provider availability, and corridor-specific requirements without manual configuration. Coverage expanding globally with new rails added regularly.

Eliminates thousands of lines of routing logic and ongoing maintenance

Click "Learn More" to see details

Real-Time Decisions

Processes routing decisions in 8-23ms with intelligent classification that considers currency, amount, urgency, and destination. Optimised for maximum speed without infrastructure overhead.

Sub-second payment routing without infrastructure overhead

Click "Learn More" to see details

Bank Capability Validation

Automatically checks beneficiary bank capabilities when routing number, sort code, or bank code is supplied. Validates recipient bank support for selected rails to prevent failed transactions. Built-in audit logging captures every routing decision with full traceability.

Reduce failed payments by validating bank capabilities upfront

Click "Learn More" to see details

Global Corridor Coverage

Pre-configured support for US, UK, and EU payment corridors with built-in knowledge of rail capabilities, limits, and edge cases. Handles currency-specific routing and cross-border requirements automatically. Coverage expanding to Asia, LATAM, and additional regions.

Launch new corridors without becoming a payments expert

Click "Learn More" to see details

Developer-First Integration

Simple REST API with a single endpoint for payment routing. Subscribe via CLI, call one method, and get routing decisions with full context. No SDK required—works with any HTTP client.

5-minute integration with zero infrastructure changes

Click "Learn More" to see details

Production-Ready Reliability

Battle-tested in production with built-in error handling, automatic retries, and graceful degradation. Comprehensive logging and monitoring help you diagnose issues quickly.

Deploy with confidence—no beta surprises

Click "Learn More" to see details

Want to dive deeper into the technical specifications?

Use Cases

Battle-tested scenarios from real-world payment routing challenges

Emergency Payroll - Friday 4pm payroll crisis

8ms
Input
£500,000 GBP, immediate urgency, 500 employees
Output
FPS recommended
Reasoning

Your payroll provider failed. 500 employees need salary by EOD. FPS provides fastest settlement with £250 fee and 2hr settlement time.

High stakes scenario - business continuity critical

Monthly Supplier Payment - Recurring European supplier

12ms
Input
€50,000 EUR to Spain, standard urgency
Output
SEPA transfer
Reasoning

Regular payment to Spanish manufacturer. Cost-focused, 3-5 days acceptable. Saves 60% vs traditional wire transfer.

€180 per transaction vs wire transfer

Same-Day Settlement Required - Contract penalty avoidance

10ms
Input
€25,000 EUR to France, immediate urgency
Output
SEPA Instant
Reasoning

Payment must arrive today or face €5,000 contract penalty. SEPA Instant provides 10sec settlement with €15 fee.

€4,985 penalty avoided

Cross-Border EU Payment - International supplier payment

11ms
Input
€15,000 EUR, Germany to France, standard urgency
Output
SEPA credit transfer
Reasoning

German company paying French tech supplier for development services. Optimal cross-border routing within SEPA zone.

€45 per transaction vs traditional wire

High-Value Secure Transfer - Large corporate acquisition

15ms
Input
€1,000,000 EUR, France to Germany
Output
Bank wire with enhanced due diligence
Reasoning

€1M payment for business acquisition. Security and compliance critical. Enhanced validation and audit trail required.

Compliance automation saves manual review time

UK Domestic Standard - Typical UK business payment

8ms
Input
£5,000 GBP, UK to UK, standard urgency
Output
FPS
Reasoning

Standard UK-to-UK business payment with no special requirements. FPS provides optimal balance of speed and cost with £2-5 fee and 2hr settlement.

£8 per transaction vs CHAPS

6 scenarios tested in production • Thousands of edge cases handled • Zero surprises

Integration & Technical Details

Everything you need to get up and running in minutes

payment-handler.ts
// Make an API call to Smart Global Router
const response = await fetch('https://api.corridorly.com/v1/smart-router', {
  method: 'POST',
  headers: {
    'Authorization': 'Bearer YOUR_API_KEY',
    'Content-Type': 'application/json'
  },
  body: JSON.stringify({
    amount: 50000,
    currency: 'GBP',
    sourceCountry: 'GB',
    destinationCountry: 'GB',
    urgency: 'standard',
    settlementPreference: 'balanced'
  })
});


const result = await response.json();
console.log(result.selectedRail);     // "FPS"
console.log(result.reasoning);        // "Optimal for small domestic amount"

Integration Steps

1

Meet with Corridorly team for onboarding

2

Receive API credentials for sandbox and production environments

3

Configure your optimization preferences in the UI settings page

4

Make API calls to the Smart Router endpoint

5

Handle routing decisions and execute via your existing integrations

Requirements

  • Corridorly account and API key
  • Access to sandbox or production environment
  • Existing payment provider integrations
  • HTTPS endpoint for webhooks (optional)

Pricing

Get in touch with our team to discuss pricing tailored to your needs

Contact Us for Pricing

Our team will work with you to create a custom pricing plan based on your volume, requirements, and use case.

Our team typically responds within 24 hours

Battle-tested in production • No vendor lock-in • Flexible pricing options

Ready to Get Started?

Replace your routing logic with intelligent orchestration in minutes. Contact our team to discuss your requirements and get started.

Quick setup
Expert support
Flexible pricing